:root{--ins-blue:#2563eb;--ins-blue-dark:#1d4ed8;--ins-ink:#0f172a;--ins-muted:#64748b;--ins-line:#e2e8f0;--ins-bg:#f6f8fc;--ins-card:#fff;--ins-good:#059669;--ins-warn:#d97706;--ins-bad:#dc2626;--ins-soft:#eff6ff;}
.ins-wrap{width:min(100% - 24px,980px);margin:0 auto;padding:22px 0 60px}.ins-breadcrumb{font-size:13px;color:var(--ins-muted);margin:0 0 18px}.ins-breadcrumb a{color:var(--ins-blue);font-weight:700;text-decoration:none}.ins-hero{padding:26px 28px;border:1px solid var(--ins-line);border-radius:22px;background:linear-gradient(135deg,#fff,#f8fbff);box-shadow:0 14px 38px rgba(15,23,42,.06);margin-bottom:18px}.ins-kicker{text-transform:uppercase;letter-spacing:.08em;font-size:11px;font-weight:850;color:var(--ins-blue);margin-bottom:8px}.ins-hero h1{font-size:clamp(30px,5vw,46px);line-height:1.05;letter-spacing:-.04em;margin:0;color:var(--ins-ink)}.ins-hero p{font-size:16px;line-height:1.75;color:var(--ins-muted);max-width:780px;margin:12px 0 0}.ins-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(280px,.85fr);gap:18px;align-items:start}.ins-card{background:var(--ins-card);border:1px solid var(--ins-line);border-radius:18px;box-shadow:0 10px 30px rgba(15,23,42,.05);padding:24px}.ins-card h2,.ins-card h3{color:var(--ins-ink);margin:0 0 12px;letter-spacing:-.02em}.ins-card p,.ins-card li{color:#475569;line-height:1.8;font-size:14px}.ins-card ul{padding-left:20px}.ins-form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}.ins-field{display:flex;flex-direction:column;gap:7px}.ins-field.full{grid-column:1/-1}.ins-field label{font-size:13px;font-weight:800;color:#334155}.ins-field small{font-size:11px;color:#94a3b8;line-height:1.45}.ins-field input,.ins-field select{width:100%;min-height:50px;border:1.5px solid #cbd5e1;border-radius:12px;padding:12px 13px;background:#fff;color:var(--ins-ink);font-size:16px;font-weight:700;outline:none}.ins-field input:focus,.ins-field select:focus{border-color:var(--ins-blue);box-shadow:0 0 0 4px rgba(37,99,235,.11)}.ins-btn-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}.ins-btn{min-height:48px;padding:11px 16px;border-radius:12px;border:0;background:var(--ins-blue);color:#fff;font-weight:850;cursor:pointer}.ins-btn:hover{background:var(--ins-blue-dark)}.ins-btn.secondary{background:#eef2f7;color:#334155}.ins-btn.secondary:hover{background:#e2e8f0}.ins-result{margin-top:18px;border:1px solid #bfdbfe;background:linear-gradient(135deg,#eff6ff,#fff);border-radius:16px;padding:20px;display:none}.ins-result.visible{display:block}.ins-result-head{display:flex;justify-content:space-between;gap:15px;align-items:flex-start;flex-wrap:wrap}.ins-result h3{margin:0;font-size:14px;color:#475569}.ins-big{font-size:clamp(32px,7vw,50px);font-weight:900;letter-spacing:-.05em;color:var(--ins-ink);line-height:1.05}.ins-metrics{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:14px}.ins-metric{padding:15px;background:#fff;border:1px solid var(--ins-line);border-radius:14px}.ins-metric .lab{font-size:11px;text-transform:uppercase;letter-spacing:.05em;font-weight:850;color:var(--ins-muted)}.ins-metric .val{font-size:20px;font-weight:900;color:var(--ins-ink);margin-top:3px}.ins-note{margin-top:14px;padding:12px 14px;border-radius:12px;background:#f8fafc;border:1px solid var(--ins-line);color:#475569;font-size:13px;line-height:1.65}.ins-callout{padding:16px 18px;border-radius:14px;background:#0f172a;color:#e2e8f0;margin-top:14px}.ins-callout strong{color:#fff}.ins-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:16px}.ins-link{display:block;text-decoration:none;padding:15px 16px;border:1px solid var(--ins-line);border-radius:14px;background:#fff}.ins-link:hover{border-color:#93c5fd;background:#f8fbff}.ins-link strong{display:block;color:var(--ins-ink);font-size:14px}.ins-link span{display:block;color:var(--ins-muted);font-size:12px;line-height:1.5;margin-top:3px}.ins-article{margin-top:18px;background:#fff;border:1px solid var(--ins-line);border-radius:18px;padding:26px}.ins-article h2{font-size:22px;margin:0 0 12px;color:var(--ins-ink)}.ins-article h3{font-size:17px;margin:22px 0 8px;color:var(--ins-ink)}.ins-article p{font-size:14px;line-height:1.85;color:#475569}.ins-source{margin-top:18px;padding-top:14px;border-top:1px solid var(--ins-line);font-size:12px;line-height:1.7;color:#64748b}.ins-source a{color:var(--ins-blue)}.ins-faq{margin-top:18px}.ins-faq details{border-top:1px solid var(--ins-line);padding:13px 0}.ins-faq details:last-child{border-bottom:1px solid var(--ins-line)}.ins-faq summary{cursor:pointer;font-weight:850;color:var(--ins-ink)}.ins-faq p{margin:8px 0 0}.ins-checklist{display:grid;gap:10px}.ins-check{display:flex;gap:12px;align-items:flex-start;padding:13px 14px;border:1px solid var(--ins-line);border-radius:13px;background:#fff}.ins-check input{margin-top:3px;accent-color:var(--ins-blue);width:18px;height:18px;flex:0 0 auto}.ins-check label{font-size:14px;font-weight:700;color:#334155;line-height:1.55;cursor:pointer}.ins-progress{height:10px;border-radius:999px;background:#e2e8f0;overflow:hidden;margin:8px 0 16px}.ins-progress>span{display:block;height:100%;width:0;background:var(--ins-blue);transition:width .2s}.ins-status{padding:14px;border-radius:14px;border:1px solid var(--ins-line);background:#f8fafc;font-size:13px;color:#475569}.ins-pill{display:inline-block;padding:5px 9px;border-radius:999px;background:#eef2ff;color:#3730a3;font-size:11px;font-weight:850;margin:2px}.ins-mini{font-size:11px;color:#94a3b8}.ins-table{width:100%;border-collapse:collapse;font-size:13px}.ins-table th,.ins-table td{text-align:left;padding:11px;border-bottom:1px solid var(--ins-line);vertical-align:top}.ins-table th{color:#334155;font-size:11px;text-transform:uppercase;letter-spacing:.04em}.ins-table td{color:#475569}.ins-warning{padding:12px 14px;border-left:4px solid #f59e0b;background:#fffbeb;color:#78350f;border-radius:8px;font-size:13px;line-height:1.65}.ins-good{color:var(--ins-good)!important}.ins-bad{color:var(--ins-bad)!important}.ins-warn{color:var(--ins-warn)!important}
[data-theme="dark"] .ins-hero,[data-theme="dark"] .ins-card,[data-theme="dark"] .ins-article,[data-theme="dark"] .ins-link,[data-theme="dark"] .ins-check,[data-theme="dark"] .ins-metric,[data-theme="dark"] .ins-result{background:#111b2d;border-color:#263752;color:#e2e8f0}.ins-hero h1,[data-theme="dark"] .ins-card h2,[data-theme="dark"] .ins-card h3,[data-theme="dark"] .ins-article h2,[data-theme="dark"] .ins-article h3,[data-theme="dark"] .ins-link strong,[data-theme="dark"] .ins-check label,[data-theme="dark"] .ins-field label,[data-theme="dark"] .ins-big,[data-theme="dark"] .ins-metric .val{color:#f5f8ff}.ins-hero p,[data-theme="dark"] .ins-card p,[data-theme="dark"] .ins-card li,[data-theme="dark"] .ins-article p,[data-theme="dark"] .ins-field small,[data-theme="dark"] .ins-link span,[data-theme="dark"] .ins-check label,[data-theme="dark"] .ins-source{color:#aebbd0}.ins-field input,.ins-field select,[data-theme="dark"] .ins-field input,[data-theme="dark"] .ins-field select{background:#0f172a;color:#f5f8ff;border-color:#334155}.ins-metric .lab{color:#94a3b8}.ins-note,[data-theme="dark"] .ins-note,.ins-status,[data-theme="dark"] .ins-status{background:#0f172a;border-color:#263752;color:#cbd5e1}.ins-table th{color:#e2e8f0}.ins-table td{color:#aebbd0;border-color:#263752}
@media(max-width:760px){.ins-grid{grid-template-columns:1fr}.ins-form{grid-template-columns:1fr}.ins-links{grid-template-columns:1fr}.ins-metrics{grid-template-columns:1fr}.ins-hero{padding:22px}.ins-card,.ins-article{padding:19px}}
@media print{.ct-nav,.ct-v24-footer,.ins-btn-row,.ins-links,.ins-breadcrumb{display:none!important}.ins-wrap{width:100%;padding:0}.ins-result{display:block!important}.ins-hero,.ins-card,.ins-article{box-shadow:none}}