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Credit Card vs Personal Loan Decision

Use actual rates from your statements and the loan KFS. This is a cost comparison, not a product recommendation.

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Card balance

Personal loan

Planning tool only. Loan rates, fees, eligibility, prepayment terms and approval criteria vary by lender and borrower. Check the lender's current Key Facts Statement, sanction terms and applicable rules before acting. RBI reference: RBI lending/KFS source.