Loan Comparison Calculator

Compare two loans side by side. Enter the details of Loan A and Loan B to instantly see which one costs less — total interest, EMI and total repayment compared.

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Loan A First Loan
Loan B Second Loan
Loan A
Monthly EMI
Total Interest
Total Payment
Loan B
Monthly EMI
Total Interest
Total Payment
You save by choosing
in total interest over the loan tenure
Monthly EMI comparison
Total Interest comparison
Loan ALoan B
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How to use this Loan Comparison Tool

Enter the loan amount, interest rate and tenure for both loans. Click Compare to instantly see which loan costs less. Even a 0.5% difference in interest rate can save you lakhs over a 20-year home loan.

Tips to Get Lower Interest Rate

1. Maintain a CIBIL score above 750 — higher score = lower rate.
2. Compare rates from at least 3–4 banks before choosing.
3. Check if your existing bank offers loyalty discounts.
4. Government schemes like PMAY offer subsidized home loan rates for first-time buyers.