CalcuTools · Retirement & Long-Term Wealth

Retirement Decision Tool 2026 | Corpus, Inflation & Income

Model retirement age, spending, inflation, contributions and scenario-based retirement corpus needs.

Retirement inputs

Current age Target retirement age Current long-term corpus (₹) Monthly new investment (₹) Current monthly retirement spending baseline (₹) Inflation assumption (%) EPF monthly modeled contribution (₹) EPF rate assumption (%) NPS monthly modeled contribution (₹) NPS return scenario (%)

My Decision Report

Scenario outputs

Years to retirement—

Modeled target corpus—

Modeled total—

Gap / surplus—

Illustrative monthly draw—

Modeled EPF component: —

Modeled NPS component: —

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The 25× annual-spending rule is a planning heuristic, not a legal or financial guarantee. Change the assumption to stress-test the result.