All CalcuTools Calculators & Tools

Complete directory of the public calculator and decision-tool pages available from CalcuTools.

272 public toolsHomepage search catalogCore tools free

Tax (56)

Advance Tax Calculator 2026 — Advance Tax Calculator 2026 | June 15 Deadline | Pay Online | Free India-focused calculator and practical guide from CalcuTools.
CIBIL Score Guide 2026 — Check CIBIL score free. CIBIL score bands are indicative; lenders use their own underwriting rules, credit history and product criteria. How to improve in 90 days. Free check on PaisaBazaar, BankBazaar.
Corporate GST Invoice Generator — Corporate GST Invoice Generator | Free India-focused calculator and practical guide from CalcuTools.
CTC vs In-Hand Salary: Why Your Take-Home is Always Less — Why ₹10 lakh CTC gives only ₹68,000 in-hand. Full salary breakup — PF, TDS, HRA. Real example with every deduction explained.
ELSS Calculator India 2026 — Calculate ELSS returns and tax savings. Equity Linked Savings Scheme: 3-year lock-in, ₹1.5L 80C-equivalent deduction under the applicable tax regime, equity-level returns. Free ELSS SIP and lump-sum calculator for Tax Year 2026-27.
Every Indian Income Tax Calculator in One Place — Income-tax calculator hub for Tax Year 2026-27, with regime comparison, HRA, 80C, TDS and linked filing-planning tools.
FD vs Debt Fund Comparison — FD vs Debt Fund Comparison | Free India-focused calculator and practical guide from CalcuTools.
Financial Blog for India — Free financial guides for Indians, including clearly dated tax, salary, GST and investing explainers. Historical FY 2025-26 material is labeled by filing period.
GST 2.0 Guide 2026 | New Rates 5%, 18%, 40% Explained — GST 2.0 reform: New rates 5%, 18%, 40%. Old 12% and 28% abolished September 2025. What changed for businesses & consumers.
GST Bill Splitter Calculator — Split a restaurant or group bill and estimate GST, tips and per-person totals. Simple India-focused bill calculator for dining and shared expenses.
How to Save Income Tax in India 2025-26 — Historical FY 2025-26 tax-saving reference covering 80C, NPS, HRA, home loan and 80D under the rules applicable to that filing period.
How to Save Tax in India — FY 2026-27 Guide — Guide to tax-saving options in India for FY 2026-27, including regime choice, deductions, exemptions, NPS, HRA, home-loan interest and worked examples. Use the calculator for the numerical estimate.
HRA Rent Receipt Generator — HRA Rent Receipt Generator | Free India-focused calculator and practical guide from CalcuTools.
HRA Tax Saving Guide | Save ₹1.2L Tax on Rent Paid — Historical FY 2025-26 HRA exemption reference covering rent, metro/non-metro treatment and filing-period context.
Income Tax Calculator FY 2026-27 — Tax Year 2026-27 income-tax calculator for planning under the published slab structure. Compare regimes and connect the result to salary and TDS planning.
Income Tax Slabs FY 2025-26 — Historical FY 2025-26 / AY 2026-27 income-tax slab reference for filings for that period, with new- and old-regime examples.
Income Tax Slabs FY 2025-26 (AY 2026-27)New Regime & Old Regime — Complete Guide — Historical FY 2025-26 / AY 2026-27 slab chart and regime reference. Use current Tax Year 2026-27 pages for new-Act context.
ITR Filing Checklist 2026 — ITR filing checklist for AY 2026-27 covering documents, Form 16, AIS, TDS, investment proofs and filing readiness.
ITR Filing Guide FY 2025-26Complete Step-by-Step — Historical FY 2025-26 / AY 2026-27 ITR filing reference, including the filing workflow and applicable period-specific deadlines.
Master Tax & Wealth Planner — Calculate your Old vs New Regime tax liability and instantly project a 15-year wealth compounding matrix based on your post-tax in-hand salary.
New Income Tax Act 2025 — What Changed, What Didn't — Guide to India’s Income-tax Act, 2025 and transition context for Tax Year 2026-27. Use official Income Tax Department material for current rules.
New Tax Regime Complete Guide 2026 — Tax Year 2026-27 new-regime guide covering published slabs, Section 87A rebate, deductions, regime choice and filing context. Verify official rules before filing.
New vs Old Tax Regime 2025-26 | Which Saves More? — Historical FY 2025-26 new-vs-old regime comparison with period-specific salary examples. See current Tax Year 2026-27 guidance for the new Act.
NPS vs EPF vs PPF 2026: Compare Returns, Risk & Rules — Compare NPS, EPF and PPF across returns, risk, lock-in, withdrawal rules and tax context. Use the applicable current-year rules and your own goal assumptions.
NSC Calculator 2026: Interest Rate & Maturity — Check the current-year NSC calculation workflow, maturity assumptions and tax-related information with clear source notes.
Official Data Sources — Every official government, RBI, SEBI, and EPFO source CalcuTools India uses to verify interest rates, tax slabs, and financial scheme rules.
Old vs New Tax Regime — Compare Instantly — Old vs new tax regime side-by-side: Enter salary + deductions → see exact tax in BOTH regimes. Which saves more? Download PDF report. WhatsApp share. Free instant comparison.
Our Methodology — How CalcuTools India calculates results: exact formulas for EMI, SIP, PPF, tax, and every calculator, with official data sources cited for every rate used.
Plan a home purchase without guessing — Plan a home purchase in stages: affordability, EMI, down payment, rent vs buy, insurance and tax-related checks using linked CalcuTools tools.
Price, Plan, and Grow Your Business with Confidence — Free business calculators for Indian entrepreneurs and freelancers — profit margin, break-even point, ROI, LTV:CAC, freelance rates, and GST expense splitting.
Pro Wealth Advisor — Get a personalized, data-driven financial action plan. Our expert system analyzes your income, expenses, and goals to optimize tax and wealth generation.
Section 80C Deductions — Complete Guide 2026 — Historical Section 80C reference for FY 2025-26 / AY 2026-27: PPF, ELSS, NSC, LIC, EPF and home-loan principal, with the ₹1.5 lakh limit and comparison notes.
Tax Planning Engine for Tax Year 2026-27 — Estimate Tax Year 2026-27 ordinary-rate income tax for a resident individual, including standard deduction, 87A rebate, cess, tax already paid and advance-tax watch. See assumptions and scope.
Tax Saving Calculator — Estimate tax-saving potential using 80C, NPS and HRA assumptions for FY 2026-27. Check current rules before filing.
TDS Calculator India 2026 — Estimate TDS from the inputs supported by this calculator and review applicable rules, thresholds and official tax guidance.
Terms of Service & Disclaimer — Terms of use and financial disclaimer for CalcuTools India calculators, planners and informational decision tools. Updated September 2026.
Test the economics before you scale the work — Plan a small business or freelance economics with linked tools for break-even, ROI, pricing, GST splitting and salary planning.
The Complete 2026 Tax Planning Playbook: Old vs. New Regime — Historical FY 2025-26 tax-planning reference covering the old/new regime framework and deductions applicable to that filing period.
Turn tax planning into a checklist — Organize Indian tax planning with linked income tax, regime comparison, advance tax, TDS and tax-saving calculators. Check the relevant tax year and source.
Understand Every Rupee in Your Salary Package — Complete salary calculator hub. Calculate take-home salary from CTC, HRA exemption, PF deductions, gratuity, and appraisal hike — all in one place.
What is Form 16? Complete Guide 2026 — Form 16 explained: Part A vs Part B, how to download, use for ITR filing, what if employer doesn
Which ITR Form Should You File? — Understand ITR-1 versus ITR-2 for AY 2026-27 with a quick eligibility checker and clear filing-period notes.
₿ Crypto & VDA Tax Calculator — ₿ Crypto & VDA Tax Calculator | Free India-focused calculator and practical guide from CalcuTools.
🌴 Leave Encashment Calculator — 🌴 Leave Encashment Calculator | Free India-focused calculator and practical guide from CalcuTools.
🎉 Bonus Calculator — 🎉 Bonus Calculator | Free India-focused calculator and practical guide from CalcuTools.
🏠 HRA Exemption Calculator India 2026 — Estimate HRA tax exemption under Section 10(13A) from basic salary, HRA and rent. This page is a historical FY 2025-26 / AY 2026-27 reference.
🏢 MSME Udyam Document Ready™ — Check your MSME Udyam registration details are ready before you apply — no file upload needed, just accurate Aadhaar, PAN, GST, and business details.
🏪 GST Calculator — Calculate GST, tax-inclusive price, tax-exclusive price and tax amount for common GST calculations.
💰 TDS Refund Calculator — Estimate an income-tax TDS refund by comparing tax deducted with estimated final tax liability. Use the result with ITR, Form 16 and TDS tools.
💼 Freelancer Tax Calculator (Sec 44ADA) — 💼 Freelancer Tax Calculator (Sec 44ADA) | Free India-focused calculator and practical guide from CalcuTools.
💼 Professional Tax Calculator — Calculate professional tax deduction from salary. State-wise PT slabs for Maharashtra, Karnataka, West Bengal, Tamil Nadu and more. Free PT calculator India 2026.
💼 Salary Calculator — CTC to Take-Home — Estimate monthly in-hand salary from salary components and deductions. Compare gross pay, deductions and take-home pay.
📈 Capital Gains Tax Calculator — Calculate STCG and LTCG tax liabilities across all asset classes (Stocks, Mutual Funds, Real Estate, Gold). Updated with unified 12.5% LTCG rules.
📊 Stock Brokerage & Charges Calculator — Estimate brokerage, taxes and trading charges using your transaction values and selected assumptions.
🤖 Smart Tax Assistant — Rule-based Smart Tax Assistant for India covering Tax Year 2026-27, regime choice, deductions, HRA, capital gains and ITR transition questions. Verify official rules before filing.
🧾 Income Tax Calculator — Old vs New Regime — Estimate Indian income tax using the calculator inputs and selected assumptions. Check the applicable financial year and official rules before filing.

Loans & Credit (47)

Borrowing Capacity Planner — Estimate a planning-level monthly EMI ceiling and indicative loan principal from income, expenses, existing debt, rate and tenure.
Business Loan Affordability Calculator — Stress-test a proposed business loan EMI against your business cash flow and existing debt.
Buy vs Rent Calculator — Buy vs Rent Calculator | Free India-focused calculator and practical guide from CalcuTools.
Can I Afford This Home? — Can I Afford This Home? | Free India-focused calculator and practical guide from CalcuTools.
Can this home fit your monthly life? — Model home affordability, EMI, upfront cash, monthly surplus and stress scenarios in one India-focused home buying decision engine.
Credit & Borrowing Decision — Combine utilisation, debt-to-income, liquidity and proposed EMI into a structured borrowing decision worksheet.
Credit & Borrowing Readiness Hub — Free tools to review credit utilisation, debt-to-income, borrowing capacity, loan readiness and credit improvement planning in India.
Credit Card Payment Planner — Plan a monthly card payoff amount from balance, interest rate and target payoff period.
Credit Card vs Personal Loan Decision — Compare a revolving card balance with a fixed-term personal loan using your own rates and fees.
Credit Improvement Planner — Create a practical credit improvement plan around payment behaviour, utilisation, new applications and account review.
Credit Utilisation Calculator — Calculate credit-card utilisation from total balances and limits and test how lower balances change the ratio.
Debt Consolidation Calculator — Compare multiple existing debts with a proposed consolidation loan using balances, rates, fees and EMI.
Debt Payoff Planner — Plan debt repayment using current balance, rate, EMI and optional extra monthly payment.
Debt-to-Income Ratio Calculator — Calculate monthly debt-to-income ratio from gross income and existing loan or credit payments.
EMI Prepayment vs SIP Calculator — EMI Prepayment vs SIP Calculator | Free India-focused calculator and practical guide from CalcuTools.
Everything You Need to Make the Right Home Buying Decision — Complete home loan calculator hub. Calculate EMI, check eligibility, compare buy vs rent, plan down payment, and estimate stamp duty — everything in one place.
Financial Literacyfor Every Indian — Free financial literacy guide for Indians. SIP, FD, PPF, term insurance, emergency fund, credit score explained simply. 2026.
Home Buying Planner — Plan a home purchase with affordability, upfront cash, EMI and interest-rate stress analysis.
Home Insurance Calculator India — Estimate home insurance needs with a transparent planning calculator. Review policy wording, exclusions and insurer quotes before purchase.
Home Loan EMI Calculator India 2026 — Calculate home-loan EMI, total interest, repayment and repayment schedule from your loan amount, rate and tenure. Compare scenarios before borrowing.
Home Loan Readiness Planner — Review down payment, EMI load, emergency reserves, home costs and documentation before a home-loan application.
Loan Affordability Calculator — Estimate a cautious loan size from monthly income, existing EMIs, living costs, rate and tenure.
Loan Comparison Calculator — Compare two home loans or personal loans side by side. Total interest, EMI, tenure comparison. Find the truly cheaper loan. Free.
Loan Cost Comparison — Compare two loan offers using amount, annual rate, tenure and one-time charges.
Loan Decision Engine — Combine affordability, repayment cost, debt pressure and documentation checks into a loan decision worksheet.
Loan KFS & Loan-Offer Checklist — A practical checklist for reviewing a Key Facts Statement and loan offer before acceptance.
Loan Prepayment Calculator — Estimate interest change from a lump-sum loan prepayment.
Loan Prepayment Impact Planner — Model how an extra principal payment could change remaining tenure or interest cost using your own loan terms.
Loan Readiness Planner — Check income stability, existing debt, cash buffer, documentation and payment readiness before a major loan application.
Loan Refinance Calculator — Calculate your exact savings by transferring your home or personal loan to a new bank. Factors in processing fees and new interest rates.
Loans & Debt Decision Hub — Compare loan costs, repayment options, affordability and debt payoff scenarios with practical India-focused decision tools.
MSME Borrowing Readiness Planner — Review business cash flow, existing debt, working capital and documentation readiness before seeking new finance.
MSME Finance Readiness Checklist — Practical business finance-readiness checklist covering records, cash flow, debt, filings and project information.
Personal Loan EMI Planner — Calculate personal-loan EMI, total interest and total repayment from amount, rate and tenure.
Property Affordability Planner — Estimate a property purchase against income, savings, existing EMIs and an illustrative home-loan assumption.
Property Cash Flow Calculator — Estimate annual property cash flow after vacancy, EMI and recurring costs using your own assumptions.
Should you expand, stabilize or protect cash? — Combine profit, cash, working capital and debt inputs into a practical business decision screen.
Term Life Cover Planner — Estimate a transparent life-insurance coverage gap using family support, debt, goals, assets and existing cover.
Turn a savings goal into a testable plan — Model a wealth goal with savings, emergency fund, debt, monthly investing, inflation and three return scenarios. Compare projected outcomes without treating returns as promises.
Turn business numbers into decisions. — Business finance and MSME decision tools for startup capital, cash flow, pricing, working capital and borrowing.
Your property decision touches more than property. — CalcuTools cross-links for property, home loan, wealth and insurance planning.
⚖️ Flat Rate vs Reducing Balance Loan Calculator — Compare flat-rate and reducing-balance loan costs, interest and repayment using the same principal, rate and tenure assumptions.
🎓 Education Loan EMI Calculator — Estimate education-loan EMI and repayment using your own loan amount, interest and moratorium assumptions.
🏠 Home Loan Document Ready™ — Upload your home loan documents and instantly see what
💳 Credit Card Payoff Calculator — 💳 Credit Card Payoff Calculator | Free India-focused calculator and practical guide from CalcuTools.
🚗 Car Loan EMI Calculator — Calculate your precise Car Loan EMI, total interest, and true cost of ownership — then get a step-by-step plan to compare financing and prepare your documents.
🪙 Gold Loan Calculator — Estimate gold-loan amount and EMI from your gold value, loan-to-value assumption, rate and tenure.

Investment (46)

Axis Bank FD Calculator 2026 — Axis Bank FD calculator with official rate snapshot, senior-citizen option, maturity estimate and source date.
Bank of Baroda FD Calculator 2026 — Bank of Baroda FD calculator with official rate snapshot, senior-citizen option, maturity estimate and source date.
Best SIP Plans India 2026 — Best SIP plans 2026: Quant Flexi Cap 24.8%, Parag Parikh 21.3%, Nippon Small Cap 28.4%. Top 10 funds with 5yr & 10yr returns. Start from ₹500/month. Free account.
Build a savings plan around a goal, not a product — Plan savings and long-term wealth with linked Indian calculators for SIP, lump sum, fixed-income schemes, retirement and scenario comparisons.
Disclaimer — CalcuTools India disclaimer: all calculators are for educational estimation purposes only and do not constitute financial, legal, or investment advice.
Down Payment Readiness Planner — Plan the savings runway for a property down payment using your target price and monthly saving capacity.
FD Calculator India 2026 — Calculate fixed deposit maturity amount and interest from principal, rate, tenure and compounding frequency. Compare FD scenarios before choosing one.
FD Comparison India 2026 — Compare HDFC, SBI, ICICI, Axis and Bank of Baroda FD rate snapshots with source dates and planning estimates.
FD Ladder Calculator India — Model a staggered fixed-deposit ladder with multiple maturity points using an explicit planning rate.
Fixed Income Decision Hub India — Compare major bank FD rates, maturity estimates, FD laddering and liquidity-focused fixed-income planning tools for India.
Fixed-Income Decision Planner India — Compare major-bank fixed-deposit rate snapshots while accounting for tenure and liquidity needs.
Government Savings Comparison 2026 | PPF, NSC, SCSS, KVP & POMIS — Current Q2 FY 2026-27 small-savings rates, terms, payout patterns and limits in one comparison.
Government Savings Decision Tool 2026 | Compare Savings Constraints — Model amount, time horizon, monthly-income need and age across major government savings schemes.
Government Savings Schemes 2026 | PPF, NSC, SCSS, KVP & POMIS — Compare major Indian small-savings schemes using current Q2 FY 2026-27 rates and transparent planning rules.
ICICI Bank FD Calculator 2026 — ICICI Bank FD calculator with official rate snapshot, senior-citizen option, maturity estimate and source date.
Kisan Vikas Patra (KVP) Calculator — Calculate your exact maturity date and return with the Kisan Vikas Patra (KVP) Calculator. See how long it takes the government to double your investment.
Lumpsum vs SIP Comparison — Should you invest a lump sum immediately or stagger it through an SIP? Calculate the mathematical opportunity cost of market timing.
Make the property decision with the whole balance sheet in view. — CalcuTools property and real-estate decision tools for affordability, rental yield, ownership cost and investment planning.
Mutual Fund Lumpsum Calculator — Calculate your one-time lumpsum mutual fund returns. Determine your future corpus and estimated capital gains over your investment tenure.
NPS Retirement Planning 2026 | Corpus, Exit & Annuity Rules — Plan NPS using scenario returns and current PFRDA exit-rule context.
NSC Calculator 2026 — Estimate NSC maturity and interest using the current rate shown on the page and your investment amount.
Personal Net Worth Tracker — Calculate your net worth by adding assets and liabilities. Use the result as a planning snapshot, not as a formal financial statement.
Post Office MIS Calculator — Post Office MIS Calculator | Free India-focused calculator and practical guide from CalcuTools.
PPF Planning 2026 | Rate, Term & Contribution Rules — PPF planning context for 2026 with current rate, contribution limits and a direct path to the detailed calculator.
PPF vs ELSS 2026 — Which Earns More? — Compare PPF and ELSS using modeled assumptions for return, risk, liquidity and tax treatment. Calculator + comparison table.
Property Investment Decision — Review property yield, cash flow, leverage and liquidity assumptions in one scenario-based decision tool.
Retirement Corpus Planner — Calculate the exact retirement corpus you need to achieve financial independence. Factors in inflation, current expenses, and post-retirement yields.
Retirement Decision Tool 2026 | Corpus, Inflation & Income — Model retirement age, spending, inflation, contributions and scenario-based retirement corpus needs.
Retirement Scorecard | Time, Corpus & Scenario Review — Review retirement assumptions and connect the result to your CalcuTools Decision Report.
Rule of 72 Wealth Horizon — Calculate exactly how long it takes to double your investment using the financial Rule of 72. Understand compounding horizons instantly.
SBI FD Calculator 2026 — SBI FD calculator with official rate snapshot, senior-citizen option, maturity estimate and source date.
SCSS Calculator 2026 — Estimate Senior Citizen Savings Scheme interest, periodic payout and maturity from your deposit. Review the assumptions shown before investing.
SIP Calculator — Estimate SIP future value, total invested amount and projected gains using an assumed return. Market-linked returns are not guaranteed.
SIP vs Lumpsum 2026 — Which Builds More Wealth? — SIP vs Lumpsum investment comparison 2026. ₹1L lumpsum vs ₹5K/month SIP — which builds more wealth? With interactive calculator, real data, and when to choose which.
SIP, Lumpsum & Mutual Fund Calculators — All in One Place — Complete SIP and mutual fund calculator hub. Calculate SIP returns, compare lumpsum vs SIP, plan step-up SIP, and choose between PPF, ELSS and FD.
☀️ Rooftop Solar ROI Calculator — Calculate rooftop solar payback period and savings in India. Free solar ROI calculator factoring in PM Surya Ghar subsidy and your actual electricity usage.
⚖️ PPF vs SIP Calculator — ⚖️ PPF vs SIP Calculator | Free India-focused calculator and practical guide from CalcuTools.
🏛️ NPS Calculator — Calculate your pension income and lump sum retirement corpus using the updated National Pension System algorithm. Improve your asset choices easily.
🏦 HDFC FD Calculator 2026 — Calculate HDFC Bank fixed-deposit maturity and estimated interest using your deposit amount, rate and tenure. Results are illustrative.
💵 Lumpsum Investment Calculator — 💵 Lumpsum Investment Calculator | Free India-focused calculator and practical guide from CalcuTools.
💸 SWP Calculator — Systematic Withdrawal Plan — Calculate your monthly mutual fund withdrawals with our SWP calculator. See how long your retirement corpus will last and project your final balance.
📈 Business ROI Calculator — Calculate ROI and annualized ROI for any business investment. Free, instant Return on Investment calculator for entrepreneurs and investors.
📈 CAGR Calculator — Compound Annual Growth Rate — Calculate CAGR from starting value, ending value and investment period. See the annualized growth rate and understand the calculation.
📈 Step-Up SIP Calculator — 📈 Step-Up SIP Calculator | Free India-focused calculator and practical guide from CalcuTools.
📬 PPF Calculator — Calculate your Public Provident Fund (PPF) maturity valuation and interest compounding online. Fully updated with active 2026 sovereign yield structures.
🔥 FIRE Calculator — Financial Independence, Retire Early — 🔥 FIRE Calculator — Financial Independence, Retire Early | Free India-focused calculator and practical guide from CalcuTools.

Calculators (33)

% Percentage Calculator — Free percentage calculator — find what percent X is of Y, calculate percentage change (increase or decrease), and solve X% of Y instantly. No sign-up required.
About CalcuTools India — Learn how CalcuTools builds India-focused calculators, planners and decision tools, with formulas, assumptions and source notes designed for transparent estimates.
Age Calculator India — Calculate your exact age from date of birth in years, months and days. Free age calculator for India with 2026 date support.
Atal Pension Yojana (APY) — Calculate your monthly contribution for the Atal Pension Yojana (APY). Secure a pension benefit of ₹1,000 to ₹5,000 per month from the Indian Government.
Changelog — CalcuTools India changelog — a complete history of calculator updates, formula corrections, new features, and content improvements.
Circuits, Units, and Calculations — All in One Place — Free engineering and science calculators including Ohm's Law, unit conversion, scientific calculations and practical measurement tools for everyday use.
Editorial Policy — CalcuTools India editorial policy — how we create, verify, and maintain our calculators and content. Our commitment to accuracy, transparency, and user trust.
Emergency Fund Planner — Emergency Fund Planner | Free India-focused calculator and practical guide from CalcuTools.
EV vs Petrol Calculator India 2026 — Compare petrol fuel and EV charging costs per km and per year. Enter mileage, electricity rate, petrol price and distance to estimate your running-cost difference.
How We Verify Calculations — How CalcuTools India verifies the accuracy of every calculator. Our formula sources, testing process, and update schedule.
Image Compressor — Compress JPG, PNG and WebP images in your browser. Resize, tune quality, reduce file size and optionally export modern WebP or AVIF. Files stay on your device.
POTD Calculator — Calculate Post Office Time Deposit maturity and interest for common tenures. Review the applicable rate and assumptions before investing.
Privacy Policy — CalcuTools India privacy policy: how we handle data, Google AdSense cookies, affiliate disclosures, and your rights as a visitor to our free financial calculators.
Property Total Cost Calculator — Estimate the long-run cash outflow of a property purchase using financing, fees and recurring ownership costs.
Recurring Deposit (RD) Calculator — Recurring Deposit (RD) Calculator | Free India-focused calculator and practical guide from CalcuTools.
Rental Yield Calculator — Calculate gross and illustrative net rental yield from your property price, rent, vacancy and recurring costs.
Scientific Calculator — Free scientific calculator: sin, cos, tan, log, ln, powers, factorial. Works offline. No app download needed. Free to use.
Simple Calculator Online — Free online calculator for arithmetic, percentages and everyday calculations.
Statistics Calculator Online — Calculate mean, median, mode, range, variance, and population or sample standard deviation from a dataset. Enter your values and get results online.
Unit Converter India 2026 — Convert length, weight, area, volume, speed and temperature units online with CalcuTools. Fast, free and mobile-friendly for everyday calculations.
⚡ Ohm's Law Calculator — Calculate voltage, current, resistance or power using Ohm's Law with a simple step-by-step electrical calculator and formula reference.
⛽ Fuel Cost & Trip Calculator — Estimate trip fuel cost and total travel expense from distance, mileage and fuel price. Add tolls and other costs for a fuller estimate.
🎓 CGPA to Percentage Calculator — Convert CGPA to percentage instantly using the standard CBSE formula (CGPA × 9.5) or 4-point GPA scale. Free, accurate CGPA converter for Indian students.
🎨 Wall Paint Calculator — Calculate how much paint you need for your room. Free wall paint calculator with cost estimate based on standard coverage rates.
💰 50/30/20 Budget Planner — Plan a monthly budget using the 50/30/20 framework. Enter income and see suggested needs, wants and savings amounts.
💱 Currency Converter — INR & Major Currencies — Convert USD, EUR, GBP, AED, JPY and other currencies to INR and back using the latest available reference rate.
📉 Inflation Calculator — Calculate the devastating effect of inflation on your purchasing power. Project the future cost of living, education, and real estate in India.
🔄 Compound Interest Calculator — Calculate compound interest and future value with flexible principal, rate and time inputs. Compare how compounding changes the result.
🔢 Simple Interest Calculator — 🔢 Simple Interest Calculator | Free India-focused calculator and practical guide from CalcuTools.
🔴 Live Currency Rates — Live USD, EUR, GBP, AED to INR exchange rates updated in real-time. Free currency converter for India with no signup needed.
🚗 Car Depreciation Calculator — 🚗 Car Depreciation Calculator | Free India-focused calculator and practical guide from CalcuTools.
🟦 Flooring Tiles Calculator — Calculate estimated number of flooring tiles needed for your room. Free tile calculator with wastage buffer and cost estimate for Indian home renovation.
🧱 Brick & Mortar Calculator — Calculate bricks, cement bags, and sand needed for wall construction. Free, accurate brick and mortar calculator for Indian home builders.

Agriculture (22)

Calculate less. Decide better. — India-focused decision tools for money, tax, agriculture, health, home, career and small business. Calculate, compare and plan with linked tools.
Crop Choice Comparison — Compare two crop scenarios using yield, price, cost, duration and water assumptions.
Farm Break-Even Calculator — Calculate break-even selling price and output from fixed costs, variable cost and expected production.
Farm Budget Planner — Build a season farm budget across land, inputs, labour, irrigation, machinery, marketing, finance and contingency.
Farm Cash Flow Planner — Map farm receipts and outflows to estimate liquidity pressure and funding gaps.
Farm Decision Engine — Combine farm profitability, cash flow, financing, diversification and risk assumptions into one transparent dashboard.
Farm Diversification Planner — Model crop shares and blended revenue to examine concentration risk across a farm.
Farm Economics & Decision Hub — Farm economics tools for budgeting, crop profitability, working capital, financing, diversification and risk planning.
Farm Insurance & Risk Gap Planner — Estimate farm asset and crop exposure that may remain unfunded after a shock based on your own assumptions.
Farm Loan Affordability Calculator — Estimate an illustrative annual payment capacity and loan-equivalent principal from farm cash flow assumptions.
Farm Machinery Break-Even Calculator — Estimate annual net savings and simple payback when buying machinery instead of paying custom-hire or rental costs.
Farm Profitability Calculator — Calculate farm revenue, cost and estimated profit per acre using your own local assumptions.
Free Calculators for Finance,Tax, Health & Everyday Life — Free India calculators for finance, tax, salary, loans, health, farming and everyday decisions. Calculate, compare and plan with clear assumptions and sources.
Plan a crop from field size to farm economics — Plan farm inputs and crop economics with linked Indian agriculture calculators for seed rate, spacing, irrigation, fertilizer, yield and revenue.
PMEGP Business Finance Calculator — Calculate estimated PMEGP project financing, own contribution, margin money subsidy and bank finance using the currently published official framework.
PMEGP कैलकुलेटर: अपना योगदान, subsidy और बैंक वित्त समझें — PMEGP में अनुमानित अपना योगदान, margin money subsidy और बैंक वित्त समझने के लिए सरल हिंदी कैलकुलेटर।
Post-Harvest Loss Calculator — Estimate the economic value of quantity loss, downgrade-related price loss and avoidable handling costs.
🌱 NPK Fertilizer Calculator — Calculate NPK fertilizer requirements for wheat, rice, maize, cotton and more. Free fertilizer calculator based on ICAR recommendations for Indian farmers.
🌱 Seed Rate Calculator — Estimate seed quantity per acre or hectare from field area, crop and seed-rate assumptions. Useful for Indian crop planning.
🌾 Crop Yield & Revenue Estimator — Estimate crop yield and connect it with farm planning. Use field size, yield assumptions and unit values for an illustrative result.
🌿 Plant Spacing & Population Calculator — Calculate plant population, seed spacing and number of rows for any crop and field size. Free plant spacing calculator for Indian farmers.
💧 Irrigation Water Requirement Calculator — Calculate irrigation water requirement for wheat, rice, cotton and other crops. Free crop water need calculator for Indian farmers.

Health (17)

BMI Calculator — Calculate your Body Mass Index (BMI) and discover how it directly impacts your term life and health insurance premiums through underwriter loading charges.
Body Fat Percentage Calculator — Estimate body fat percentage with a simple calculator and understand what the estimate means. Educational use only.
Credit Health Check — Run a simple planning review of utilisation, debt-to-income, cash buffer, payment behaviour and recent credit activity.
Financial Health Check — Check financial health using income, spending, debt, savings, liquidity and net worth.
Health Calculator Hub: BMI, Calories, Body Fat & More — Free health calculators for BMI, calories, body fat, hydration, sleep and Indian nutrition. Compare key health estimates with clear assumptions.
Health Insurance Planner — Stress-test a health insurance target against hospital cost, buffer, current cover, employer cover and medical reserves.
Indian Food Calorie & Nutrition Calculator — Indian nutrition calculator with calories, protein, carbs and fat for 145 foods, plus meal planning and BMR/TDEE estimates.
Insurance Claim-Readiness Checklist — Interactive insurance claim-preparation checklist with current IRDAI health-claim service context.
Insurance Gap Calculator — Combine life-cover, health-cover and emergency-cash gaps into one household protection dashboard.
My Decision Report — A private, on-device workspace that combines saved CalcuTools decision-engine summaries for home, wealth, tax, agriculture, nutrition and business planning.
Plan nutrition from the foods you actually eat — Use Indian-food nutrition, calories, BMR, BMI, hydration and meal-planning tools together for everyday nutrition planning.
🏦 Bank KYC Document Ready™ — Upload your PAN, Aadhaar, photo, and address proof and instantly see what
💧 Daily Water Intake Calculator — 💧 Daily Water Intake Calculator | Free India-focused calculator and practical guide from CalcuTools.
🔥 Daily Calorie & BMR Calculator — 🔥 Daily Calorie & BMR Calculator | Free India-focused calculator and practical guide from CalcuTools.
🗳️ Voter ID Document Ready™ — Check Voter ID application documents in your browser before submission. File type and size are checked locally on your device.
😴 Sleep Cycle & Bedtime Calculator — Find your optimal bedtime based on 90-minute sleep cycles. Free sleep calculator helps you wake up refreshed by timing complete sleep cycles.
🛂 Passport Photo Document Ready™ — Upload your passport photo and instantly check its proportions, file size, and background — all analyzed in your browser, with honest guidance on what still needs a human eye.

Salary & Career (16)

Academic and Everyday Math, Sorted Instantly — Free education and math calculators for Indian students — CGPA to percentage converter, statistics calculator, percentage calculator, age calculator, and salary hike calculator.
Appraisal & Salary Hike Calculator — Calculate salary hike percentage, revised CTC and monthly increase, then compare nominal growth with an inflation assumption.
Corporate Gratuity Calculator — Corporate Gratuity Calculator | Free India-focused calculator and practical guide from CalcuTools.
EPF Retirement Planning 2026 | Contribution & Interest Assumptions — Understand how EPF can fit into retirement planning without treating a yearly interest rate as permanent.
EPF vs NPS Calculator 2026 — Compare EPF and NPS using your contribution, return assumptions and retirement horizon. See estimated retirement corpus and key differences in one place.
Home Loan Eligibility Calculator — Estimate home-loan eligibility from salary, existing EMIs and your chosen affordability assumptions.
Home Loan on ₹50,000 Salary — How Much? — ₹30,000 salary = ₹18-20L home loan. ₹40,000 = ₹24-27L. ₹50,000 = ₹30-33L. SBI 8.35% HDFC 8.5%. Enter your salary → instant eligibility. Free.
Plan Your Retirement with Confidence — Explore retirement calculators for EPF, NPS, PPF, corpus planning and financial-independence scenarios. Verify rate-sensitive inputs before acting.
Retirement Planning India 2026 | EPF, NPS, PPF & Retirement Tools — Plan retirement in one place using EPF, NPS, PPF and scenario-based retirement tools.
Salary Hike Calculator — Salary Hike Calculator | Free India-focused calculator and practical guide from CalcuTools.
Salary Negotiation Calculator India — Salary negotiation calculator: Find your market value, calculate minimum acceptable offer, and see exact in-hand difference. Know what to ask before your appraisal or job offer.
Salary Slip Generator India — Generate professional salary slip free. Enter CTC → instant payslip with all components. PDF download. Valid for bank loans & visa.
SBI Home Loan: ₹50K Salary = ₹30.4L | Rate 8.35% 2026 — SBI home loan eligibility by salary using an April 2026 rate snapshot. Model eligibility and verify current lender rates.
🏭 EPF Calculator — Calculate estimated EPF maturity using salary, contribution, tenure and applicable EPFO interest assumptions, then review the result and related retirement tools.
🏭 EPFO KYC Document Ready™ — Check your EPFO KYC readiness before you seed your UAN — no file upload needed, just make sure your Aadhaar, PAN, and bank details match exactly across records.
💻 Freelance Hourly Rate Calculator — 💻 Freelance Hourly Rate Calculator | Free India-focused calculator and practical guide from CalcuTools.

Business (12)

Business Cash Runway — Estimate how many months your current cash can support under a user-entered revenue and expense scenario.
Business Growth Scenario Lab — Model a simple business growth scenario using opening cash, revenue growth and operating costs.
Contact CalcuTools India — Contact CalcuTools India — report a calculator bug, suggest a new calculator, or give feedback. We respond within 48 business hours.
Inventory & Working Capital Calculator — Estimate cash tied up in inventory and test an inventory-day target.
Pricing Decision Calculator — Model target margin, discounting and selling price using your own unit economics.
Pro Decision Report — CalcuTools Pro Decision Report pricing experiment and product roadmap.
Startup Budget Planner — Estimate startup capital, contingency and operating float for a new business.
Unit Economics Planner — Plan contribution, LTV, CAC ratio and acquisition payback using your own business assumptions.
Working Capital Planner — Estimate receivables, inventory, payables and operating working capital from your own business assumptions.
⚖️ Break-Even Point Calculator — Break-even calculator for units, revenue and contribution margin. Use the result to test pricing, cost structure, margin of safety and business decisions.
📈 LTV : CAC Ratio Calculator — Calculate your LTV to CAC ratio for SaaS and subscription businesses. Free startup unit economics calculator showing customer lifetime value vs acquisition cost.
📊 Profit Margin & Markup Calculator — Calculate profit margin and markup percentage instantly. Free business pricing calculator for retailers, e-commerce sellers, and entrepreneurs.

Document Tools (9)

PDF & Document ToolsFree to use. Files Stay on Your Device. — Free browser-based PDF and document tools for India. Convert images to PDF, merge PDFs, compress PDFs, convert PDF to images. Files stay on your device. No uploads, no registration.
🆔 Aadhaar Update Document Ready™ — Upload your Aadhaar update supporting documents and instantly see what
🎓 NSP Scholarship Document Ready™ — Upload your National Scholarship Portal (NSP) supporting documents and instantly see what
👧 Sukanya Samriddhi Yojana (SSY) Calculator — Calculate your Sukanya Samriddhi Yojana (SSY) maturity value — then get a step-by-step plan to check eligibility, prepare documents, and open the account.
📄 Image to PDF Converter — Convert JPG, PNG or WebP images to PDF in your browser. Reorder multiple images, choose page size and keep files on your device.
📦 Compress PDF — Compress PDF files free online. Reduce PDF size for email and uploads. Works in your browser — files never uploaded. See before/after file size. No registration needed.
🔗 Merge PDF Files — Merge multiple PDF files into one free online. Drag to reorder, preview thumbnails, combine PDFs instantly in your browser. Files never uploaded. No registration needed.
🖼️ JPG to PDF Converter — Convert JPG photos to PDF free online. Optimised for JPEG images — phone photos, scanned documents, ID cards. Files stay on your device. No upload. Instant download.
🖼️ PDF to Image — Convert PDF to JPG or PNG images free online. Download all pages as ZIP or individual images. Works in browser — PDF never uploaded. High quality conversion. No registration.

Reference (9)

Affiliate Disclosure — CalcuTools affiliate disclosure and editorial separation policy.
Compare planning scenarios — Compare up to four planning scenarios side by side using the same assumptions, with cash flow, goal value, inflation-adjusted value and housing-cost signals.
Comparison Methodology — CalcuTools methodology for transparent financial and product comparisons.
Create your Decision Report — Generate a browser-based CalcuTools decision report from your planning inputs.
Family Protection Planner — Combine life protection, health cover and emergency cash into one family balance-sheet planning view.
Home Buying Financial Decision — Combine financial health and home affordability to assess a proposed home purchase.
My Decision Report — Create a CalcuTools decision report from your calculation inputs and planning assumptions.
Partner with CalcuTools — CalcuTools partnership and B2B decision-tool infrastructure.
Turn CalcuTools traffic into useful next steps. — CalcuTools monetization and conversion hub for decision reports, affiliate-ready comparisons and future paid tools.

Insurance (4)

Insurance & Protection Planning — Plan life cover, health cover, insurance gaps and claims with transparent calculators for Indian households.
Insurance Policy Comparison Checklist — Compare insurance policies by coverage, waiting periods, limits, exclusions, continuity, claims, cost and documents.
Term Insurance Calculator — Calculate your required life insurance coverage using the Human Life Value (HLV) model. Protect family legacy parameters securely.
What should I review first? — Find the first insurance protection area to review based on life, health and liquidity gaps.

Property (1)

Rent vs Buy Scenario Planner — Compare stated rent and home-purchase cash outflows using your own rent growth, financing and ownership assumptions.

Dated tax pages are labeled by filing period in their page content. Verify official sources before filing, paying tax, or making regulated financial decisions.