What is the lock-in period for ELSS funds?

ELSS (Equity Linked Savings Scheme) mutual funds have a mandatory 3-year lock-in period, the shortest among all Section 80C tax-saving instruments.

How much tax can I save with ELSS?

ELSS investments up to ₹1.5 lakh per year qualify for deduction under Section 80C, available only under the old tax regime, potentially saving up to ₹46,800 in tax for those in the 30% bracket (including cess).

1. Estimate corpus2. Review tax assumptions3. Compare alternatives

ELSS Calculator India 2026

Estimate an illustrative ELSS corpus from a monthly investment, assumed return and holding period. Tax-saving treatment depends on the applicable tax regime and law.

Calculate your ELSS projection

Monthly investment

Illustrative old-regime tax rate

Assumed annual return

Holding period

years

Tax-saving output is an illustrative legacy 80C-style estimate only. Confirm eligibility and current Tax Year 2026-27 treatment before investing.

Projected ELSS Value

₹0

Total Invested

₹0

Illustrative Annual Tax Saving

₹0

Illustrative Tax Saving Over Period

₹0

Next checks

Compare PPF Compare contribution pattern Review tax regime

About the Elss

This free Indian calculator helps you compute an estimate for elss — reviewed for the applicable current period. Calculations use documented formulas and source notes shown on this page where applicable.

How to Use This Calculator

Enter your values in the fields above and click Calculate. Results update instantly. You can adjust any input and recalculate as many times as needed — completely free with no sign-up required.

Accuracy and Verification

Our elss formulas are sourced from official Indian regulatory bodies including the Income Tax Department, EPFO, RBI, Ministry of Finance, and WHO where applicable. We verify results against official calculators before publishing and update with every budget and policy change.

Disclaimer

Results are estimates based on the inputs you provide. Actual outcomes can vary with the rules, rates, prices, biological conditions, or other assumptions that apply to your situation. Review the assumptions and effective date shown on this page before using a result for an important decision.

CalcuTools India · Free calculator platform · About us · How we verify · Last Updated September 2026 · Applicable rule year shown on this page