Calculate Public Provident Fund maturity amount and year-wise interest. Current PPF rate: 7.1% per annum (tax-free). 15-year lock-in. Section 80C benefit.
Public Provident Fund (PPF) is a government-backed long-term savings scheme in India with a 15-year lock-in period. It offers guaranteed returns, complete tax exemption under EEE status, and is one of the safest investments available to Indian citizens.
Minimum deposit ₹500/year, maximum ₹1.5 Lakh/year. Account can be extended in blocks of 5 years. Partial withdrawal allowed from 7th year. Loan against PPF available from 3rd to 6th year.
PPF is the only investment in India with triple tax exemption — your investment is deductible under 80C, the interest earned is tax-free, and the maturity amount is also fully tax-free. This makes the effective return much higher than the stated 7.1% rate.