Old vs new tax regime — which is better for ₹15 lakh?

There is no single winner at ₹15 lakh. The result depends on your eligible old-regime deductions and other inputs. Use the calculator to compare both regimes for your situation.

When is old tax regime better?

Old regime may be better when you have substantial eligible deductions such as 80C, NPS, HRA or home-loan interest. With fewer deductions, the new regime may result in lower tax. Compare using your actual eligible amounts.

⚖️ AY 2026-27 · FY 2025-26 · Instant Side-by-Side

Old vs New Tax Regime — Compare Instantly

Enter salary + deductions → see exact tax in both regimes. Know which saves more with full breakdown, tips, PDF download and WhatsApp share.

Zero tax up to ₹12L (new) Old regime saves with deductions Download PDF report

📋 Your Income & Deductions

Annual Gross Salary (₹)

Other Income (₹)

Deductions below only apply under the Old Regime.

Section 80C (up to ₹1.5L)

NPS 80CCD(1B) (up to ₹50K)

HRA Exemption (₹)

Home Loan Interest 24(b) (up to ₹2L)

Health Insurance 80D (up to ₹75K)

Other Deductions (₹)

New Regime

Gross Income₹0

Standard Deduction₹0

Taxable Income₹0

Tax (slabs)₹0

Section 87A Rebate₹0

Health & Edu Cess (4%)₹0

Total Tax₹0

Old Regime

Gross Income₹0

Deductions + Std Ded.₹0

Taxable Income₹0

Tax (slabs)₹0

Section 87A Rebate₹0

Health & Edu Cess (4%)₹0

Total Tax₹0

New Regime: ₹0 () Old Regime: ₹0 ()

💡 Ways to Save More