Business & MSME Decision Engine

Turn business numbers into decisions.

Plan startup capital, working capital, runway, pricing, inventory and financing in one place. Built for Indian entrepreneurs, freelancers and small businesses.

START

Startup Budget Planner

Map one-time setup costs, operating float and contingency.

CASH

Working Capital Planner

Estimate cash tied up in receivables, inventory and payables.

RUNWAY

Business Cash Runway

See how long current cash can support monthly burn.

PRICE

Pricing Decision

Test cost, margin, markup, discounts and target price.

INVENTORY

Inventory Planner

Model stock value, days of inventory and cash locked in stock.

FINANCE

Business Loan Affordability

Stress-test EMI against business cash flow and existing debt.

UNIT ECONOMICS

Unit Economics Planner

Model contribution, CAC, repeat purchases and payback.

CHECKLIST

MSME Finance Readiness

A practical document and number checklist before approaching finance.

SCENARIOS

Growth Scenario Lab

Compare conservative, base and expansion scenarios.

Already on CalcuTools

Decision Engine principle: inputs → calculations → explanation → scenario comparison → action checklist. No page claims that a particular lender, loan or product is “best.”