📉 India CPI Inflation — 2026 Data

Inflation Calculator India

See exactly how inflation silently eats your money. ₹1 lakh today = just ₹55,839 in 10 years at 6% inflation.

🍚 Rice ₹40/kg today → ₹72/kg in 10 years 🏠 Rent doubles every 12 years 6% avg Indian inflation

📉 Calculate Inflation Impact

Amount Today (₹)

₹1L

Inflation Rate (% p.a.)

India avg: 6% | Food: 7-8% | Education: 10-12% | Healthcare: 8-10%

Time Period (Years)

10 yr

Investment Return (% p.a.) — Optional

12%

If invested in SIP at this return — compare with inflation impact.

💸 Inflation Impact

TODAY

₹1L

Purchasing power now

IN 10 YEARS

₹55,839

Real value after inflation

💸 Purchasing Power Lost

₹44,161

44.2% of your money's value destroyed by inflation

Inflation rate6% p.a.

Value needed in future to match today—

If invested @ 12%—

Investment beats inflation by—

Money doubles every—

📊 Year-by-Year Purchasing Power Erosion

Remaining value Lost to inflation

🛒 What Things Will Cost — Real Indian Examples

Prices calculated at your selected inflation rate. Actual prices may vary.

Inflation in India — Why Your Money Shrinks

India's Consumer Price Index (CPI) inflation averaged around 5-6% over the last decade. But specific categories are much worse — education costs rise 10-12% yearly, healthcare 8-10%, and food 7-8%. This means ₹1 lakh in 2026 will only buy what ₹55,000 buys today, in 10 years.

The real danger: If your salary grows at 8% but inflation is 6%, your real income growth is only 2%. If your money sits in a savings account earning 3.5%, you're actually losing 2.5% in purchasing power every year!

How to beat inflation: Equity mutual funds (SIP) have historically returned 12-15% annually in India — beating 6% inflation by 6-9% per year. This "real return" compounds powerfully over time. Even a modest 10% return beats inflation by 4% per year.