Debt optimisation

Loan Prepayment Impact Planner

Explore the effect of an extra payment against your outstanding loan. Actual savings can differ because lender schedules and prepayment terms vary.

Outstanding principal (₹)Annual interest rate (%)Remaining tenure (months)Extra prepayment now (₹)

Interpretation

The model compares the original amortisation with a reduced principal balance while keeping the rate and remaining tenure unchanged. It is useful for scenario planning.