CalcuTools · Government Savings

PPF Planning 2026 | Rate, Term & Contribution Rules

PPF planning context for 2026 with current rate, contribution limits and a direct path to the detailed calculator.

PPF planning snapshot

For Q2 FY 2026-27, PPF is 7.1%. India Post describes a ₹500 annual minimum, ₹1,50,000 annual maximum, and a 15-year base tenure with five-year extensions.

Use the existing detailed calculator for contribution schedules and maturity estimates.

Open PPF Calculator

Decision context: PPF is a long-horizon product. Consider whether its time structure and contribution rules fit your goal, rather than comparing rates alone.

Official source: Department of Economic Affairs small-savings notification. For scheme-specific rules, verify the current India Post scheme documentation.